Our Expertise
We are a team of dedicated surplus recovery consultants, committed to helping families reclaim foreclosure overages and regain financial stability through expert guidance and proven strategies.
How We Help You Reclaim What’s Yours
From free searches to full-service filing, our proven process guides you step by step—so you can recover your funds with confidence and peace of mind.
1️⃣ Free Surplus Funds Search
Discover What You’re Owed
We conduct a comprehensive search of foreclosure records to see if surplus funds remain from the sale of your property in the past few years. Many homeowners don’t realize these funds exist—our team finds them for you.
2️⃣ Expert Guidance on State Deadlines
Avoid Missing Critical Deadlines
Every state has strict time limits—some as short as 1–3 years—for claiming foreclosure overages. We ensure you understand your timeline and act before your rights expire.
3️⃣ Complete Claim Preparation & Filing
We Handle the Paperwork
Navigating government forms and court filings can be overwhelming. Our consultants prepare and submit all required documents, working directly with treasurers, courts, and agencies to process your claim efficiently.
4️⃣ No Upfront Fees, No Risk
You Pay Nothing Unless We Recover Funds
We believe you deserve help without added financial stress. You only pay a success-based fee when you receive your funds, making the process safe, transparent, and risk-free.
TESTIMONIALS
What others are saying
“They helped me get a fresh start after losing my home.”
"When my property in Ohio was foreclosed, I felt ashamed and defeated. I didn’t think I had any options left. NestRefund.com walked me through everything with respect and zero judgment. They found that I was owed nearly $31,000 in surplus funds I had no idea existed. That money helped me pay off lingering debts and put a deposit down on a rental. I’m so grateful I answered their call. They truly care about helping people."
— Derrick H., Columbus, OH
“I finally felt like someone was on my side.”
"After my divorce, I lost my house in Nevada. 3 years later, NestRefund reached out and offered to check if any funds were left over. I was skeptical at first, but they proved to be trustworthy and thorough. In less than 60 days, I received over $24,000 from the foreclosure sale. Their team explained every step and made sure I understood my rights. It was life-changing to have that money to start over."
— Rebecca L., Henderson, NV
“I never expected to get anything back, but NestRefund delivered.”
"After my foreclosure in Georgia, I was struggling just to cover everyday expenses. NestRefund contacted me and explained I might have unclaimed funds. They were upfront about the process and didn’t charge me a dime until they recovered the money. About eight weeks later, I received a check for $53,500. As a single mom with two toddlers, the NestRefund team were life savers. I can’t recommend them enough to anyone who’s gone through a foreclosure."
— Patricia W., Savannah, GA
“They guided me through every step with patience.”
"I was skeptical when I first heard about claiming surplus funds. I actually received 3 postcards from them months ago and I tossed them in the trash. But after talking to NestRefund, I realized they were the real deal. They helped me understand my rights and filed all the paperwork with the court and county office. I ended up receiving over $79,823 from the sale of my property in California. I used it as a down payment on a new place. Thank you for making this process so simple."
— Carlos M., Fresno, CA
“NestRefund helped me recover funds I didn’t know existed.”
"When my husband passed away and I couldn’t keep up with the mortgage, our home in Florida went to auction. I assumed I’d lost everything. NestRefund reached out to me, explained I could be owed money, and took care of the entire process. Three months later, I received a check for $87,957. It felt like a miracle. Their compassion and expertise made all the difference during one of the hardest times of my life."
— Linda R., Orlando, FL
“I was completely unaware I had any money left after my foreclosure.”
"After I lost my house during Covid in Texas, I thought everything was over and I had no chance to recover financially. A friend told me about NestRefund, and within weeks, they discovered I was entitled to over $42,000 in surplus funds. The team handled every document and kept me updated step by step. I used the money to pay off medical bills and finally get back on my feet. I’m forever grateful for their honesty and professionalism."
— Michael T., Fort Worth, TX
Frequently Asked Questions
Everything You Need to Know About Reclaiming Your Surplus Funds—Clear Answers for Your Peace of Mind.
1️⃣ What are surplus funds?
Surplus funds (also called overages, excess proceeds, or surplus recovery) are the extra money left over when your foreclosed property sells for more than the balance you owed on your mortgage and any liens.
2️⃣ How much money can I claim?
It depends on your property’s sale price. Some homeowners have reclaimed $5,000, $25,000, or even over $100,000+. Every situation is unique, so we perform a free search to determine your exact amount. Our largest recovered amount was 217,508.49.
3️⃣ How do I know if I’m owed anything?
Most homeowners are never notified about their surplus funds or don’t understand how to access them. We conduct a comprehensive records search to confirm whether you have a claim.
4️⃣ Is there a time limit to claim surplus funds?
Yes. Every state has a statute of limitations—in some cases as short as 6–12 months. If you wait too long, the money is forfeited to the state or other parties. Time is of the essence.
5️⃣ Why wasn’t I notified about this money?
Notifications are often mailed to your last known address or filed with the court. Many former homeowners never receive them or don’t realize what they mean.
6️⃣ How does NestRefund help me recover my funds?
We handle everything from start to finish—research, claim preparation, court filings, and follow-up with government offices—so you don’t have to navigate the process alone.
7️⃣ How long does it take to get my money?
Every case is different, but once your claim is submitted, funds are typically released within 4–12 weeks, depending on your state and the court’s processing time. The key thing is to get the paperwork in as early as possible.
8️⃣ What does it cost?
There are no upfront fees. We only charge a success-based fee which varies by state when your funds are recovered, so you pay nothing if we are unable to collect.
9️⃣ Can I claim surplus funds from a foreclosure that happened years ago?
Yes. Surplus recovery is a legal process recognized by courts and government agencies nationwide. Each state has its own statute of limitations for claiming overages, ranging anywhere from 1 year to as long as 20 years, depending on local laws. As the former homeowner, you have the right to claim these funds, provided you submit the required paperwork before the deadline expires.
🔟 Is this process legal?
Yes. Surplus recovery is a legal process recognized by courts and government agencies nationwide. As the former homeowner, you are entitled to claim these funds.
Contact Us
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Important Public Disclosure
NestRefund.com and its representatives shall make commercially reasonable efforts to assist clients in locating and recovering surplus funds or overages resulting from foreclosure sales. However, due to the inherent complexities and numerous variables involved—including but not limited to state-specific statutory requirements, third-party claims, governmental procedures, and the accuracy of public records—no guarantees, representations, or warranties, express or implied, are made regarding the outcome or success of any claim or recovery process.
Clients acknowledge and agree that NestRefund.com shall not be held liable for any loss, damage, or inability to recover funds arising from factors beyond our reasonable control.
No upfront fees shall be charged for our services. Compensation is strictly contingent upon a successful recovery of funds, in which case a success-based fee—varying by state and specific circumstances—shall be deducted from the recovered amount. Clients shall owe no payment or fee in the event no funds are recovered.